What is a dental pricing club?

Keeping your cherished teeth in good shape takes money, no matter how you want to look at it. Irrespective of whether you choose dental insurance or any other service, you’re going to end up paying. A dental pricing club lets you get discounted services at an annual membership fee. Understanding how these price clubs work will help you determine the best way to go.

How It Works

While dental insurance gives you different levels of coverage depending on the plans you’ve chosen, it doesn’t really cover root canals, teeth extractions or cavity fillings. Rather than covering dental costs, though, dental pricing clubs point you to dentists who will do the job for you at huge discounts.

Costs

If you are to buy dental insurance on your own, you not only pay an annual premium, but you also end up paying on services that are not covered by your plan. Dental pricing clubs have a nominal annual fee of around $75 to $150, and you get access to a list of dentists in the country who have agreed to give members their services at discounted rates.

Pros

A dental pricing club gives you access to a list of participating dentists, so you can choose which one you’d like to go to, depending on where you are when a problem arises. You also get to figure out what you will have to pay upfront, since all rates are clearly listed on each club’s website. However, ensure that you check on current prices before visiting your dentist, especially if you’re opting for cavity fillings as metal prices fluctuate.

In summary, dental pricing clubs give you access to dental services at discounted rates. There is no copay or waiting period, and you get to tap into a network of professionals all over the country.