In case you have a painful or urgent dental issue, it is advisable to get a dental insurance that doesn’t have any waiting period. In some states, you can get a dental insurance that doesn’t have a waiting period for you to get maintenance and preventive dental care coverage. However, if you need restorative services, you will have to wait for three to six months.
Dental Treatments That Have Waiting Periods
Most insurance companies often organize their dental procedures into three categories: Basic, preventative, and major.
- Basic dental procedures are uncomplicated procedures, for instance, simple extractions, fillings, and deep cleaning.
- Preventative procedures usually include x-rays, checkups, and routine cleaning.
- Major dental restorative procedures often take frequent visits to complete treatment, and they may sometimes involve several dentistry procedures. Some of them include root canals, dentures and implants, crowns, bridges, and oral surgery.
What if Your Dental Problem Cannot Wait?
Unlike medical insurance which is often necessary, dental insurance isn’t always the right choice for everyone, especially if you need major dental procedures. One of the best options that you may have for you to get the care you need is purchasing dental discount plans no waiting period.
Discount Dental Plans Without a Waiting Period
Discount dental plans are a more cost-effective method and are a better option to traditional dental insurance. You can sign up to receive immediate dental care without having to wait. However, because dental discount plans no waiting period require you to use an in-network dentist, ensure that there is a network dentist near you. Discount dental plans also don’t have deductibles, annual spending limits, or exclusions for any pre-existing dental problems. When you sign up as a member of a dental savings plan, you can expect to pay 10% to 60% discount for all dental services.
