International Students: The Solution To Insurance Woes
Let’s face it, as an international student, or as someone doing an exchange program in the U.S., finding health insurance coverage isn’t the easiest feat. Which is quite ironic because there’s nothing more important than having a safety net to fall back on, especially when it comes to health insurance. Here’s what you need to know about health coverage as an international student.
Health care in the United States is far more different than it is in other countries around the globe, especially with the introduction of The Affordable Care Act. While the new law makes healthcare more accessible and provides protection for pre-existing conditions, the biggest woe to everyone is the cost.
For private institutions such as Stanford University, students were charged close to $4,000 for the 2013-2014 academic year for its student health insurance. For many international students, it is compulsory for them to pay this fee in order to enroll in classes. Unfortunately, if they need to pay extra for services that go way beyond their needs, it only becomes another financial burden for them and their family.
Also, students should check with their schools to learn about the waiver requirement. Most schools in the U.S. have specific waiver requirements, such as specific coverage for lifetime maximum, deductible and/or co-payment. There are certain coverage perks for pre-existing conditions and wellness and preventative care that might make the plan more appealing, yet it also makes the premium a lot higher.
DentalSave is the economical alternative to an insurance plan.
In two simple steps, you can get coverage all year long with additional membership perks such as vision, pharmacy and more. All you have to do is pick a plan for as little as $8.95/month or $95 a year and select a dentist from our network of over 8000+ providers. Once you’re a member you can go ahead and make an appointment right away! No waiting. No paperwork. No gimmicks!
To learn more about The Affordable Care act and how it could affect your time studying in the US, click here.
