Lower your dental cost with a discount dentist plan
According to the Centers for Disease Control and Prevention, over 40 million Americans don’t have a dental insurance cover. Statistics have also indicated that people who have a dental insurance cover will often visit the dentist compared to those who don’t have. People without dental insurance skip basic preventive care, and they are at a higher risk of suffering from dangerous oral health conditions because the dental cost is high and they can’t afford treatment.
What most people don’t know is that dental insurance is not always the right choice for them and they don’t need a dental insurance cover for them to get affordable dental care. Several dentists around the country are accustomed to working with patients who don’t have dental insurance. Therefore, don’t conclude that dental cost is too high for you until you do a little research and explore some of the options you have.
The main problem with dental insurance is that the coverage is often very poor. Several people pay high monthly dental costs for to cover for their implants only to realize later that the cover was insufficient and the out of pocket dental costs that they incur are unaffordable. While dental insurance rates are sometimes low and the cost of yearly checkups is covered, the payouts for dental work are relatively low. The average dental costs paid to most dental insurance companies range from $1,000 to $1,500 per year, and these numbers haven’t changed since the 1970s.
Because dental insurance covers very little, it makes perfect sense moneywise to opt for discount dental plans. These are similar to membership plans where members pay a specific amount of money for the dental services they receive. In most cases, monthly plans require a contract of at least one-year, while a multi-year contract offers reduced prices. The average discount dental cost is below $200, and traditional insurance covering implants cannot offer such a level of affordability. Therefore, when you partner with a discount dental plan company, you will no longer live with missing teeth, or shy away from receiving dental implants due to high deductibles.
In case you already have a dental specialist in mind, most likely he or she is a discount dental plan participant. If not, the company you choose will have several pre-screened and experienced dentists that can give you peace of mind that you are receiving the highest level of dental care.
