Although dental insurance often seems like the best option, it covers very little, and it makes more financial sense to join a discount plan. They offer discounts on dental services and can help you to save more money. The major problem with dental insurance is that they have very little coverage. Despite having low rates and covering the cost of two checkups annually; they offer low payouts for dental services. Most insurance dental plans have payouts ranging between $1,500 and $2000 per year which are the same amounts that were being offered in the 70’s.
Why Choose Dental Discount Plans?
The cost of dental plans ranges from $70 to $150 annually, and you will get discounted rates on all dental services. The cost of discount dental plans and dental insurance are almost similar in covering the first treatment, however, because dental insurance has annual limits, dental plans will help you save more in the long run, especially if you require multiple or more invasive procedures. Therefore, instead of gambling on how much dental work you will need, a dental discount plan will help you save more when you need it.
Dental discount plans are designed for groups, individuals, and families that are looking for dental insurance alternatives that can help them save money on dental services. When you join and become a member, you will be able to save 10% to 60% on dental care services and treatment, and get access to more than 100,000 participating dentists. As a member, you will only be required to show your discount card on your next visit to your participating dentist and qualify to receive discounted dental services.
Benefits of Discounted Dental Plans
These savings plans don’t have co-pays, deductibles, waiting periods, paperwork, and restrictions for all pre-existing dental problems. You also don’t have an annual limit on the number of times you use your plan as is the case in dental insurance covers. As a member of a dental discount plan, you will save money on dental care services, and you can choose from a variety of reputable health brands that you can trust. Other advantages of discount dental plans include:
- No previous health restrictions
- You will save up to 60% on almost all dental procedures
- Access more than 100,000 participating dentists
After you have joined a dental discount plan, you can start saving immediately. This is because most of these plans are activated within a span of three business days. After joining a dental plan, you can use the online dentist search tool to find a participating dentist near you. Remember that you have to mention the name of the dental saving plan on your membership card when you contact your dentist.
