Dental health has a direct relationship with your overall wellness, and lack of a dental insurance policy may tempt you to skip the next visit to your dentist for your annual checkups and cleanings. Skipping your visit to the dentist may eventually lead to serious health problems. If you don’t have dental insurance due to the expensive premiums, there are other options that are more affordable and that can help you save on dental costs. One of the popular options is individual dental discount plans NJ.
Individual Dental Discount Plans NJ
As a member of an individual dental savings plan, you will save 25 to 50 percent on dental care and treatment from over 100,000 qualified dentists in a single network. The participating dental care providers agree to offer discounts to plan members. After signing up for individual dental discount plans NJ, you will only have to show your membership card to your participating dental care provider and you will receive discounted dental care services.
Benefits of Individual Dental Discount Plans NJ
Low annual fees
The typical annual fee for individual dental discount plans NJ is $100. This is far much lower than the usual cost of dental insurance which ranges between $35 and $60 per month.
Individual dental discount plans NJ have no deductibles
Insured individuals have to meet their plan deductibles before the insurance kicks in. Annual deductibles of a typical individual dental insurance plan range between $25 and $50. However, individual dental discount plans NJ don’t have deductibles. You will only be required to pay the annual membership fee and pay the discounted dental fees to your participating dental care provider when dental services are rendered.
No dental insurance caps
Unlike traditional dental insurance which limits the annual maximum amount of reimbursement from $1000 to $1,500, individual dental discount plans NJ have no annual caps and you will continue to receive discounted dental services throughout the year.
No long waiting periods
You will start receiving discounted dental services immediately you sign up as a member of a discount dental plan. This means that you won’t have to wait for long periods as with dental insurance.
Easily choose a dentist within the plan’s network of dental care providers
Thanks to technology, dental discount plans have an online system that can help you to choose the type of dental care providers such as an orthodontist, general dentist, or a pediatric dentist near you. Additionally, you will see their current discounted rates depending on your plan.
Get additional services
Dental insurance plans offer additional services, some for free while others at a discounted rate. Some of the services you will receive as a dental discount plan member include hearing, vision, and prescription drugs.
How Individual Discount Dental Plans NJ Work
- Purchase your individual dental discount plan and pay the yearly membership fee: Some dental discount plans have annual or monthly modes of payments and you can choose the plan that fits your needs.
- Receive your ID either by mail or email: After signing up as a member, you will receive a unique ID number which you will present to your dental provider as proof of membership.
- Choose your dentist: You can search for your dentist or a different dental care provider near you using the DentalSave dentist search tool.
- Call the dentist and set up an appointment: After you have chosen your dentist, you can visit or call them to book an appointment.
Visit your dentist and pay the discounted dental fee: Give the receptionist in the dental office your member ID number for you to receive discounted dental services.