Compare the options side by side
-Dental Plans save you more!

Know your dental bill bedore your appointment. Use the DentalSave calculator

How many people need dental care?

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Side-by-side savings might surprise you.

In a typical year, you could pay significantly less with DentalSave than you pay for insurance, even when the insurance company pays the full bill for your dental services.

DentalSaveInsurance
Annual fee/premiums (individual)$99$1,200
Two annual exams$0$0
Two annual cleanings$102$0
One Filling$181$0
Total:$439$1,200

Similarities?

Dentist Networks

You must visit an in-network dentist for both insurance and discount plans. Dentists like discount plans because they get paid right-away instead of waiting an insurance claims. Members like discount plans because there is no paperwork and more savings!

Set prices

Whether you have insurance or a discount plan, participating dentists will probably charge you a lower fee than they’d charge anyone who walked in and paid out-of-pocket without a plan.

Annual renewals

Both insurance and discount plans need to be renewed annually. Insurance premiums, especially, may change every year as insurers seek to clear more in premiums than they pay out in claims.

How are they different?

Discount plans pay dentist directly no claims process

With DentalSave, you pay discounted rates directly to your dentist rather than having them outed through and insurance company. That’s one reason dentists like discount plans- they get paid right away with no paperwork.

Discount plans pay for only what they need

With dental insurance, it’s not uncommon to pay more in premiums than you get back -most people just didn’t get that much dental care in any in given year. Discount plan members pay directly for the services they receive rather than paying premiums to an insurance company.

Discount plans cover all dental procedures

(including cosmetic, gum disease, and surgery)

All procedures are included under dental discount plans-from root canals to braces. No exclusions for cosmetic procedures or specialty care. And there’s not annual cap with discount plans- you save on your first dollar all the way through to your last.

DentalSave offers other health discounts,too

Every DentalSave membership also entitles you to discounts on vision care, hearing care, and prescription drugs.

Which should you choose?

How much care do you need?

If you don’t expect to go tho the dentist often or to need much care, you might save money with a dental disount plan. The same holds truer if you need a lot of dental care and might surpass an insurance plan’s annual payment cap.

Do you have employer-provided dental insurance?

Your personal costs for dental insurance are lower when an employers pays all or part of the premium. But you still might want to look at a discount plan for additional savings- again, especially if you need extensive or specialty care. y

CHOOSE YOUR PLAN

can you use both?

Some dentists will accept both your insurance and dental discount plans. Policies vary from clinic to clinic , so ask.