New York Dental plans require members to pay an annual fee that gives them access to reduced rates at their participating dentists. Dental plans offer many benefits over dental insurance. They have no annual caps on members’ savings, no expensive monthly premiums, no paperwork, and no waiting periods for major dental procedures allowing members to schedule appointments immediately.
Dental insurances require its members to pay regular monthly premiums for coverage. Dental insurances have deductibles, long waiting periods, tons of paperwork, as well as tedious filing and reimbursement procedures. More than ever, residents are opting for an affordable family dental plan in New York over dental insurance.
With the many dental plans available in the state of New York (think DentalSave, Aetna, Cigna, CVS iSave, Vital Dental Plan, and Careington), it is essential to find the right dental plan that suits your family’s needs. This means considering your budget and selecting one that allows you to save the most on every dental visit.
Family Dental Plans in NY
Family dental plans cover you and other members of your family. DentalSave’s New York family plan include your spouse, children, dependents, and anyone who reside in the same household.
Furthermore, DentalSave has a vast network of over 40,000 dental care providers many of whom are located throughout the state. As a member, you will receive discounts from 25-50 percent for most dental procedures. Unlike dental insurance, all patients are accepted irrespective of their pre-existing limitations. What’s more, you do not need referrals to visit specialists.
Cost of Family Dental Plans in NY
DentalSave’s family plans cost $199 annually or $17.95 monthly. The plan also includes access to additional savings plans:
- EyeMed vision savings plan that provides members with 20 to 40 percent discounted rates for eyewear and eye care.
- MedImpact prescription drugs savings plan that provides members with 20 to 60 percent discounted rates for generic and any other brand name.
- Amplifon hearing savings plan that allow members to save on hearing aids.
Other Cheap Family Dental Plans in New York
Aetna Vital Dental’s family savings plan cost $179.95 annually with discounts from 15-50 percent. It also provides access to prescription drugs savings. However, it does not offer hearing and comprehensive vision savings.
Aetna Dental Access’s family plan cost $169.95 annually. Members have access to its 161,000 dentists with discounts between 15 and 50 percent. It does not offer any additional savings plans.
Patriot Plan’s family plan cost $169.95 annually. Its fee-for-service dental program offers up to 50 percent discounted rates at its 7,900 participating dentist locations nationwide.
Cigna savings’ family plan cost $99.95 annually. It encourages periodic exams and preventive measures with over 93,000 service providers. Unfortunately, the family plan has no hearing or vision savings. Although Cigna offers an affordable family dental plan, its 35 percent discount rates are lower than what other plans have to offer.
DenteMax Discount Dental’s family plan cost $169.95 annually. It has over 61,000 participating general dentists/specialists and offers 20 to 40 percent discounts on procedures. However, it does not provide additional savings plans such as vision, hearing or prescription drugs.
Children Dental Plans in New York
Children live their lives without restraint – jumping, climbing trees, and playing sports. However, these activities come with the risk of getting hurt. Hence the need for affordable children's dental plans in New York, just in case their front teeth get knocked out at a playground. All New York dental plans cover children under their family savings package.
When you compare the different family dental plans in New York, DentalSave stands out as not only a low-cost option but also one with numerous additional perks like added savings plans without the additional cost.