Have a high deductible plan, currently uninsured, or paying expensive copayments? You can use two different types of drug plans: prescription drugs plans NY and drug insurance. For prescription drugs plans NY, you can choose to pay a monthly or annual fee and get a card. You will present your card when filling a prescription and you will be given a certain percentage discount. The discount varies by the drugs you are purchasing or brand. Keep in mind that prescription drugs plans NY aren’t insurance plans. Instead, these plans are offered by manufacturers, drug stores and membership organizations such as Medimpact.
Why Drop Your Prescription Drugs Insurance?
Prescription drugs insurance works like medical insurance. You pay a premium and copays every time you are filling a prescription. In case you are insured through your employer group plan, the New York prescription drug coverage can either be separately administered or integrated with your medical insurance. Sometimes there are group plans that don’t include prescription drug coverage.
Will Medicare Cover Your Prescription Drugs?
Medicare part A and B doesn’t cover most outpatient prescription drugs used at home, but it covers a limited number of casualty prescription drugs. The drugs covered under Part B are those that you wouldn’t give to yourself, for instance, those you get at a hospital outpatient setting or a doctor’s office.
Drugs covered by Medicare Part B:
Antigens: If antigens are prepared by a doctor and provided by a properly trained individual, then Medicare can help you pay for them.
Blood clotting: In case you are suffering from hemophilia, Medicare will help pay for the clotting factors that you administer to yourself through injections.
Injectable osteoporosis drugs: Medicare helps to pay for injectable drugs for women suffering from osteoporosis who are eligible as per the Medicare conditions.
Injectable and infused drugs: Most of the injectable and infused drugs that are given by a licensed medical provider are covered by Medicare.
Erythropoiesis: Medicare will help pay for this drug if you have ESRD (End-Stage Renal Disease) or if you need this drug to treat anemia.
Therefore, if you are a Medicare beneficiary and want to qualify for full prescription drug coverage, you have two main choices. You can either enroll in the Medicare Advantage plan that is inclusive of Part D prescription drug coverage, or you can purchase a Medicare Part D prescription drug plan. However, you can choose to enroll in a prescription discount plan instead of the Part D Medicare cover.
Why Use DentalSave’s Prescription Card?
Whether you’re taking prescription drugs or you just want prescription drugs affordability on over-the-counter medicines, Medimpact’s prescription discount plan will help you meet your medication needs. Some of the benefits of the Medimpact Rx plan include:
Save more: As a member, you are entitled to prescription savings ranging from 15 percent to 60 percent off the retail price of most generic drugs, and discounts ranging from 15 percent to 25 percent off the retail price of most brand-name drugs in any of our New York location.
Determine the best program: Even when you have health insurance, you can compare the prices of the two and choose the program that helps you save more.
Convenience: You can save more by ordering your 90 days supply through the Medimpact mail-order service. Use the mail-order form or call 866.744.0621 to get started.
Save more on thousands of generic and brand name prescription drugs with DentalSave. The Medimpact prescription drug savings plan is included in your DentalSave membership. You can start saving by simply presenting your card at any participating location.