Even though you probably look forward to retiring, you don’t look forward to the extra expenses that you will face when you lose benefits from your employer. Few companies continue to pay for the dental insurance policies of retirees. That means you will have to find an alternative that makes it affordable for you to maintain healthy teeth and gums.
Your Retirement Dental Insurance Options
Only 40 percent of today’s seniors have dental insurance. A small number of retirees get dental coverage from previous employers. Seniors living in poverty may get coverage from Medicare. Most of the 40 percent, however, pay for dental insurance out of their own pockets.
The remaining 60 percent pay for 100 percent of their dental cleanings and procedures. When they search for individual insurance policies, they discover that they can save money by going without coverage. If the insurance costs as much as the procedures, then why would anyone buy it?
Compare Dental Plans with Insurance Policies
Dental insurance forces you to make monthly payments that add up quickly. If you buy the cheapest option available, then you will only get minimal services. A low-cost plan will probably cover a portion of your cleanings, but it won’t pay for much else.
Dental plans give you an easier, more cost-effective way to save money every time you go to the dentist. DentalSave has discount dental plans for seniors that can help you save 20 to 50 percent on your procedures, even if you need implants or crowns.
In the end, you often save money by choosing a dental savings plan over a dental insurance policy. With dental insurance, you have to pay the policy’s premiums, co-pays when you visit the dentist and any money that the policy doesn’t cover. You also face annual caps that can make you spend even more money on the dental services you need.
With DentalSave, you pay your membership fee and enjoy discounted costs. It’s easy and it saves you money.
Keep Prices Affordable with a DentalSave Plan
DentalSave has a variety of dental plans for retirees to consider. Individuals pay just pay $99 per year for coverage. Two people can get coverage from the $165 Dual Plan. Families only pay $199 per year.
In addition to discounts on dental procedures, you can get discounts on prescription drugs, hearing aids, vision services and some other medical necessities.
Don’t let retirement make it difficult for you to keep your teeth healthy. Once you get a DentalSave membership, you can get the services you need without spending too much money. It’s the one of the smartest, most convenient retirement dental insurance options.
